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Hello! My name is Noris Barreto and I want to welcome to my blog. For several years, our family of 3 struggled living paycheck to paycheck. We started implementing budgets and we slowly paid of the personal loans and the credit cards.

Although we had paid most of our debt, we had almost no savings. On January 6, 2015, we decided that things needed to change. This was the day when we decided to get serious about our finances. During our journey, we have learned so much and and we are in a way better financial position. Now, we have a fully funded emergency fund and we are intentionally saving for retirement. I want to share with you everything from budgeting tips, financial planning and retirement goals.

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Thanks for stopping by!!!